Reproductive Endocrinologist

Shvetha Zarek, MD

Board-certified reproductive endocrinologist specializing in IVF, egg freezing, and PCOS treatment.

15+
Years in fertility care
2
Board certifications
8
Practice locations
100s
Of families welcomed
Dr. Shvetha Zarek in her white coat at the Arbor Fertility Chesterfield clinic

Why I started Arbor.

Hi Friends —

I am Dr. Z, and I started Arbor Fertility because the fertility patients I cared for kept telling me the same thing: the medicine is hard enough on its own, and the bills shouldn't be the part that breaks them. As a second-generation doctor and proud daughter of immigrants, my life's mission has always been to support people on their path to parenthood by making fertility care more compassionate, more accessible, and more inclusive.

I'm a double board-certified Reproductive Endocrinologist with experience particularly rooted in the Midwest. My clinical interests are IUI, IVF, ovulation induction, PCOS, male factor infertility, and third-party reproduction — the full range of how families get built. I trained at some excellent institutions, but the most important things I learned about fertility care I learned from patients in St. Louis, Columbia, and across mid-Missouri who were living with the in-between of "still trying."

So we built Arbor differently. One transparent fee schedule, posted publicly, the same for everyone. A warmer clinical experience without the cold-marble lobby. Family structures named explicitly — heterosexual couples, singles, gay and lesbian couples, transgender patients, polyamorous families — because visibility matters more than concision. And a personal cell-phone number, because when you're in the middle of a cycle, you should be able to reach your doctor.

If you're reading this and wondering whether Arbor is the right fit, I'd love to meet you. Schedule a consult, ask the awkward questions, and let's see whether what we do here matches what you need.

With care,
Shvetha Zarek, MD, FACOG — Founder, Arbor Fertility

"Transparent pricing is the start of the conversation, not the catch at the end. If we wouldn't say the number out loud, we shouldn't be charging it."

Dr. Shvetha Zarek

Training & clinical practice

Credentials, certifications, and what I treat.

Education & training

  • Undergraduate Georgetown University — Washington, DC
  • Medical Degree University of Virginia School of Medicine
  • Residency — Obstetrics & Gynecology George Washington University Hospital
  • Fellowship — Reproductive Endocrinology & Infertility National Institutes of Health (NIH)

Board certifications & societies

  • Board Certification American Board of Obstetrics & Gynecology — OB/GYN
  • Sub-specialty Certification Reproductive Endocrinology & Infertility (REI)
  • Society Memberships American Society for Reproductive Medicine (ASRM); Society for Reproductive Endocrinology and Infertility (SREI)

Academic honors & awards

  • ASRM In-Training Award for Research, Top Rated Abstract
  • Society for Gynecologic Investigation Pfizer President's Presenter
  • APGO Excellence in Faculty Teaching Award
  • Voluntary Faculty Teaching Award, Kane Kodek Honor Society
  • Resident of the Year Award, Holy Cross Hospital

Clinical specialties

What I treat
IVF Egg Freezing PCOS
Languages
English Conversational Spanish

Insurance accepted

In-network with several Missouri and Illinois plans — Cigna, Anthem BCBS, UHC Commercial, Aetna, Humana, Ambetter, Oxford, Oscar, and GEHA. We verify benefits before any treatment begins. See full insurance details & pricing.

Recognition

As featured in & recognized by

Also recognized as Castle Connolly Top Doctor — seven consecutive years, St. Louis Magazine Top Doctor — seven consecutive years, Best in Missouri Life Magazine Top Doctor, RateMDs #1 Reproductive Endocrinologist in Missouri, and 2025 St. Louis Business Journal's Most Influential Women in Business Award Recipient.

Accredited & recognized

In their words

Hear from our Arbor Family

Dr. Zarek was with us every step of the way. She was direct, compassionate, positive, honest, kind, and caring — and she gave us her cell phone number so we never felt alone in the in-between. Our daughter is here because of her, and we will always be grateful.

Katie M., Chesterfield

My wife and I went through reciprocal IVF with Dr. Zarek and her team. They named our family the way we are — not generically, by name — and we never had to translate ourselves. The pricing was published before we even walked in the door. Both partners feel like parents, both legally and in our hearts.

Stacy F. & Erin G., O'Fallon, IL

After two years of nowhere-clinics in Columbia, we finally drove to St. Louis to meet Dr. Z. She walked us through PCOS in plain English, told us the price before the second visit, and made a plan that actually worked. Two embryos, one beautiful boy. I tell every Mid-Missouri friend about Arbor.

Jenna R., Columbia, MO

Practical details

Insurance accepted & where I practice.

In-network with most major Missouri and Illinois plans, plus published self-pay rates for everyone else. Three locations across the St. Louis metro and Central Missouri.

Meet Dr. Z and start your fertility journey.

Every fertility journey starts with a 30-minute consult — $100 virtual, $200 in person. Dr. Z personally meets every new patient. Bring your questions; we'll bring the price sheet.

Schedule a consult with Dr. Z Read more about our approach

Articles by Shvetha Zarek, MD

A pricing comparison spreadsheet on screen with cost notes
Cost & Transparency June 2026

The Real Cost of "Affordable" IVF: What to Watch Out For

When a clinic advertises a low IVF base price, here are the eight common add-ons that can turn $9,000 into $24,000 by the end of the cycle.
A patient reviewing fertility-preservation options on a tablet
Education June 2026

Understanding Egg Freezing in Your 30s and 40s

Why ovarian reserve drops faster than people are told, what realistic numbers look like at 32 vs. 38, and when freezing is worth the cost.